20% of the Population may have worthless cover
Up to 20% of the population may have worthless insurance cover! It is always a condition of any insurance policy that criminal convictions are disclosed to insurers, it does not matter whether they specifically ask you or not, you must disclose otherwise the insurance contract is NULL & VOID and any claims will not be paid.
Perhaps the buying public are not aware of this particularly as insurance bought online or from mrtgage lenders skirts around this issue but if you buy that sort of policy you are just wasting money ! When online always check out the Policy Document before buying.
You may they feel that when you disclose convictions the premiums will increase drasticaly. Also you must remember this does not just apply to the policyholder but also any family
member who resides in the home and has a criminal conviction.
Knowledgable help is often available from specialist insurers who deal with less than usual risks on a daily business, such as Adrian Flux Insurance. They can usually off a more understanding service and will quote for most convictions, and in some cases clients find that they can pay less
once they disclose convictions than they were paying before disclosure.
Adrian Flux can be contacted on 0800 089 0184.
Comparison Websites that Compare Insurance Quotes for Northern Ireland
There are many different ways to get insurance cover and the days of only being able to pick up the phone are well and truly over for insurance customers worldwide. Getting a quote used to be a potentially long and laborious process, whether you were hanging on the telephone getting quotes or traipsing up and down the high street visiting brokers, However, the birth of the internet now means people could get a wide variety of quotes within a very short space of time. Furthermore, comparison sites mean consumers can get dozens or even hundreds of quotations from a range of different companies within seconds. Comparison websites that compare insurance quotes for Northern Ireland can make life more straightforward and also mean getting a good deal is easier than it has ever been.
Car insurance is one that sector in which Northern Irish customers traditionally got a raw deal after years of trouble lead to inflated premiums. Some companies have been slow to bring down the price of policies to normal levels but the arrival of some big-name companies in the market from the mainland means premiums have started to become more reasonable.
Comparison websites that compare insurance quotes for Northern Ireland are a straightforward way of testing the waters to see what is out there and how much you can expect to pay to cover your vehicle. Costs can go up and down depending on what level of cover you need, from a very a basic third party only policy all the way up to fully comprehensive.
The web can also be a way of gauging the home insurance market, and here Northern Ireland has an advantage over certain parts of the UK mainland. Many parts of the province will be perceived as having a lower rate of crime compared to some larger English cities, meaning in some cases you can actually expect to pay less.
It is also possible to use the internet for getting comparison quotes for the more ‘niche’ products, or specialist types of cover, such as a boat insurance, and car insurance policies aimed at specific sets of drivers like a female motorists or younger car owners.
Comparison websites that compare insurance quotes for Northern Ireland may also not give a full list of all the policies and providers that are out there. Specialist advice from somewhere like a broker in some cases may be needed, and just because it is on the internet does not mean that is all there is to know. Nonetheless, sites can help someone to get an overview of what is out there and who supplies cover on the mainland and in Northern Ireland, potentially ensuring a consumer does not waste their time and enabling them to get a good deal on their cover.


