Why do motorists in Northern Ireland end up paying more for their car insurance than practically anyone else in the United Kingdom? Itâ€™s likely to be a source of some annoyance, of course, to those who find themselves having to fork out more for this essential cost of motoring, yet the product itself is basically no different to the one covering drivers anywhere else in the country. After years in the gloom, however, car insurance for Northern Ireland is beginning to see some new light of day.
The â€œdarkâ€ side
It was â€œthe troublesâ€, of course, that were largely to blame for the car insurance blight â€“ or, rather, the dearth of insurers prepared to take on the particular risks and perils that faced anyone who owned a car in the province. At the height of those turbulent years, it was the ordinary manâ€™s motor car that ended up ablaze, as it was caught up at the wrong time in the wrong place between opposing factions, or seized upon as the most readily available barricade. If it hadnâ€™t been set on fire in this way, chances were statistically more likely than anywhere else in the country that it might be stolen for an equally perilous â€œjoy-ridingâ€ spree.
A new dawn
Things have moved on, however, and the worst of the troubles are slipping into history as almost every aspect of life enjoys a new dawn in the reviving fortunes of the province. Not before time, that new dawn is also beginning to make its mark on car insurance for Northern Ireland. With peace and stability has come a keener interest by a wide range of insurance companies in the motorists of the province. Keener competition amongst such providers is gradually forcing the price of premiums down. Although these still tend to be steeper than the prices quoted for those living in the mainland UK, the cost is at last moving in the right direction for Northern Irelandâ€™s motorists.