Insurance quotes in Northern Ireland - what level of car insurance?

How can you ensure that you get the most suitable insurance quotes in Northern Ireland for your car insurance needs? The first thing is to understand is the different levels of car insurance offered. The three types of insurance you may wish to consider are:

• third party only;
• third party fire and theft;
• fully comprehensive.

So let us look at the different levels of cover.

Third party only insurance
This insurance policy is the most basic form of insurance you are able to take out to drive legally on the roads. It is also typically the cheapest form of protection. You are typically protected against:

• damage caused to a third party through your actions;
• this typically includes damage to vehicles, property and bodily injury.

Third party fire and theft
Third party fire and theft falls into the middle when it comes to cost. The policy typically provides protection against:

• the same as third party only;
• your car being damaged or destroyed in a fire;
• your car being stolen.

Fully comprehensive
As the name may suggest this is the most comprehensive form of protection you are able to get quotes for and it is often the most expensive form. You may typically be protected against:

• the benefits of third party fire and theft including being able to claim if your vehicle is stolen, damaged or destroyed in fire;
• damage to the vehicle due to vandalism or caused by yourself;
• you may also have some form of breakdown insurance;
• many other benefits.

Once you know what type of NI car cover you need, always compare insurance quotes in Northern Ireland to make sure you have adequate protection at a price that suits your budget.